Editorial Policy

Our commitment to accuracy

MoneyIdeas.co.za is committed to providing South Africans with accurate, unbiased, and up-to-date financial information. Every piece of content on our site goes through a rigorous editorial process to ensure quality and reliability.

Our editorial team operates independently from our commercial partnerships. Advertisers and affiliate partners have no influence over our content, rankings, or recommendations.

How we create content

Our content creation process follows these steps:

• Research: Our writers research each topic using official sources including SARS, the FSCA, bank websites, and published product disclosures.
• Writing: Articles are written by our editorial team with a focus on clarity, accuracy, and relevance to South African consumers.
• Fact-checking: Key claims, rates, fees, and product details are verified against official sources before publication.
• Review: Content is reviewed by a senior editor or qualified financial professional for accuracy and completeness.
• Publication: Only after passing all checks is content published on the site.

Fact-checking standards

We fact-check our content against primary sources wherever possible. This includes:

• Official bank and insurer product pages and pricing guides
• SARS tax tables and published regulations
• Financial Sector Conduct Authority (FSCA) registers and notices
• National Credit Regulator (NCR) published data
• Companies and Intellectual Property Commission (CIPC) records

Where a fact-checker has reviewed an article, their name appears in the article attribution alongside the author.

How we update content

Financial products, rates, and regulations change frequently in South Africa. We maintain our content through:

• Monthly reviews: Product comparisons and rate tables are reviewed monthly to reflect current offerings.
• Event-driven updates: When significant changes occur (budget speech, repo rate changes, new product launches), affected articles are updated promptly.
• Reader feedback: We encourage readers to report inaccuracies. Reported issues are investigated and corrected within 48 hours where verified.

Every article displays its publication date and last updated date so readers know how current the information is.

Product rankings and comparisons

Our product comparisons use a transparent scoring rubric that evaluates products on objective criteria such as fees, interest rates, features, accessibility, and customer experience. The rubric is published alongside each comparison.

Rankings are determined solely by editorial assessment using these criteria. Products cannot pay for higher placement in our rankings. Affiliate relationships are disclosed but do not affect scores or positioning.

Corrections policy

If we identify an error in published content, we correct it as follows:

• Minor corrections: Typos, formatting issues, and minor factual updates are corrected silently with an updated "last updated" date.
• Significant corrections: Material errors that could affect financial decisions are corrected with a visible correction note explaining what changed and why.

Editorial independence

MoneyIdeas maintains a strict separation between editorial content and commercial operations. Our editorial team:

• Does not receive incentives based on affiliate revenue or advertiser spend
• Has final authority over all published content, including rankings
• Can decline to feature products that do not meet our quality standards
• Discloses all potential conflicts of interest

Contact our editorial team

If you have questions about our editorial process, want to report an inaccuracy, or have feedback on our content, please contact us at editorial@moneyideas.co.za or use our contact page.